Retail Waiver


There is no obligation on you to purchase a Waiver. It is completely at your discretion. 

We are able to provide you with the Retail and Lifestyle Waivers through Auto Finance Direct (AFD). 


Retail Waiver

Protection from a potential shortfall if the vehicle is a total loss.

If the Vehicle becomes a Total Loss before the Agreement has been repaid in full and we receive a Payment for the Vehicle under the Comprehensive Motor Vehicle Insurance Policy, You will not have to pay any shortfall between the Balance Outstanding and the Total Loss Payment *unless that shortfall exceeds $5,000.


Please click the link below to see the Waiver Terms & Conditions: