Vehicle Finance - Car Finance - Auto Finance

Time for an upgrade?

We offer a Vehicle & Car Finance Broker service at NZ's most competitive rates.

Hassle-free application process & Pre-Approved Car Finance available.

Vehicle transport costs can also be included in the Car Finance Loan.

Calculate Vehicle Finance

Vehicle Loan Amount: $ 3,000

$3,000
$50,000



Vehicle Loan Term: (in months)

12
18
24
30
36
42
48
54
60

Vehicle Loan Repayment Frequency


Optional Vehicle Finance Cover:


Your minimum monthly
repayment amount is:
$



How this repayment estimate is calculated:

This estimate is based on a fixed annual interest rate of 11.95% and is to be used as a guide only. Actual interest rates may be higher or lower (depending on our lending criteria based on your financial circumstances).

The estimated repayments above include a one-off establishment fee of $595.35 and a Loan Admin fee of $3 per month. Other charges may apply as set out in our Schedule of Fees.

Finance offered upon a successful application are subject to the lenders credit criteria, and terms and conditions.

FAST LOAN APPROVALS

We believe in providing competitive rates with outstanding customer service. Decisions arrive in your inbox within 24hrs.

REDEFINING FLEXIBILITY

Flexibility sets us apart. We consider each deal on its own merits by offering only affordable & sustainable finance.

BUYING A CAR MADE EASY

Ability to finance a vehicle purchased from a private person just as easy as buying from a dealer & we're here to make this possible.

FLEXIBLE CONTRACTS

We can help you change your contract around should you want to reschedule payments or make an early settlement with ease.

ONLINE REPAYMENTS

Superfast online payment system via standard direct debit or any BNZ branch.
Superior vehicle & car finance to suit your lifestyle.



Pre-approved
vehicle finance
hassle-free.


Competitive interest
rates from 9.5% to
16.5%


Save money & time
with the best deal within
24 hours.


Full-package options
including transport,
finance & insurance.


Responsible Lending- Optional Vehicle Finance Cover

Retail Waiver

Protection from a potential shortfall if the vehicle is a total loss.

If the Vehicle becomes a Total Loss before the Agreement has been repaid in full and we receive a Payment for the Vehicle under the Comprehensive Motor Vehicle Insurance Policy, You will not have to pay any shortfall between the Balance Outstanding and the Total Loss Payment *unless that shortfall exceeds $5,000.

Click below to read more on the term of the Retail Waiver.

 

READ MORE ABOUT THE RETAIL WAIVER

Lifestyle Waiver

What if something affects your ability to earn?

Cover if you are unable to make repayments due to the unexpected. Unpredictable events such as redundancy, illness, or even death can affect your ability to earn and the Lifestyle Waiver may provide protection if the unexpected happens. Some benefits to the Lifestyle Waiver:

  • No medical examination is required
  • Redundancy benefit of up to 12 months
  • Helps to protect your credit rating

Click below to read more on the terms of the Lifestyle Waiver.

READ MORE ABOUT THE LIFESTYLE WAIVER